Investment Overview
CI Marquee gives clients the valuable opportunity to self-direct the investments within their retirement accounts. Clients are freed from the usual limitations of "standard" IRA custodians – i.e., broker/dealers or traditional banks. It is only because these product-driven custodians have dominated the IRA industry that the public is unaware of the true retirement options. It is a common misconception that these non-stock market investments such as real estate have just recently been allowed, and industry professionals constantly ask us when these "new laws" came about. However, the IRS code concerning acceptable types of IRA assets has remained unchanged since IRAs were created in 1974.
With CI Marquee's Self Directed IRA LLC, you are permited to invest in virtually all IRS-permitted investment types. Because the law governing the types of investments permitted within IRAs is exclusive rather than inclusive, there is a specific list of investments that are prohibited (See IRS Publication 590 for additional details). These are:
- Collectibles (e.g. art, antiques, jewelry etc.)
- Life insurance
- Coins (other than U.S. gold coins)
Self-directed IRA Investment Options
Real Estate Investments
Private Placements
- Unsecured Loans
Public Assets
There are many other types of investments that can be made within IRAs. Some of these include unit trusts and secured contracts, to name a few. If you have a question regarding the acceptance of a specific investment you have in mind, please contact us. While we cannot advise you concerning the merit or particular structuring of a specific investment, we’ll do our best to answer any questions about whether or not it will fall within IRS regulations. In addition, we are always happy to assist you in finding an attorney or other professional that can offer advice.
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